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Motor Vehicle Accidents

Often Motor Vehicle Accidents could have been prevented, but since accidents happen we are here to help.  If you are involved in an accident in Ontario you are entitled to two avenues of compensation: Accidents Benefits and a Tort Claim.

 Accidents Benefits

 These benefits are also referred to as no-fault benefits by many in the industry. These are benefits that one is entitled to receive no matter whether they were responsible for the accident. Many claimants are not aware of the type of benefits that are available to them after an accident.  Some of the benefits include:

  • Income replacement benefits
  • Medical benefits and rehabilitation benefits
  • Attendant care benefits
  • Housekeeping benefits
  • Caregiver benefits
  • Non-earner benefits 

If you are classified as having a catastrophic impairment then you will be entitled to access a greater amount of benefits over a greater length of time.

Obtaining accident benefits can be a complex process that may overwhelm an average individual dealing with an injury.  The process can be time-consuming and in our opinion favours the insurer. There are  strict deadlines and procedures  that have to be followed. Missing timelines or procedures can result in your benefits being terminated or greatly reduced.

In our firm every file is assigned an accident benefit specialist who will make sure that all timelines and guidelines are met. In case your benefits get denied our firms have an excellent track record in reaching a resolution with an insurance company in a timely manner.

Tort Claim

The Tort Claim is a claim against the at-fault driver's insurance. If you are not 100% "at fault" for the accident, you maybe be able to recover compensation by a way of a legal action if you have sustained injuries that meet the “threshold test”.  If you do meet the definition you maybe be able to recover under the following heads of damages.

a.  Pain, suffering, and loss of enjoyment of life.

b.  Loss of income/ Loss of competitive advantage.

c.  Health care expenses/Future care costs.

d.  Housekeeping/ Caregiving or any other out of pocket expenses..

e.  Family Law Act Damages.

Even if you do not meet the threshold test you still maybe able to recover compensation in regards to out of pocket expenses, loss of income and loss of competitive advantage. Even though you have 2 years from the date of the accident to file a tort claim, starting the process early on could prove beneficial to your case. Contact us for a free no obligation consultation to make sure that your rights are protected.

Our Services

Car & Motor Vehicle Accidents

Slip and Falls

Brain Injuries

Spinal Cord Injuries

Chronic Pain

Public Transportation Accidents /
TTC Accidents

Motorcycle Accidents